Business Credit Cards
Secured Business Credit Card and How to Move Past One
You applied for a business card, got declined, and the only offer left on the table asks you to put up your own cash as a...
You need $20,000 to buy a used van, a commercial oven or your first batch of inventory, and every bank you call either wants two years of tax returns or will not bother with a loan that small.
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Business Credit Cards
You applied for a business card, got declined, and the only offer left on the table asks you to put up your own cash as a...
Alternative Funding
You need $80,000 to fund a product launch, the bank wants two years of tax returns you do not have, and a lender is offering...
Lines of Credit
You need $60,000 for equipment or a slow season, the bank turned down your business line, and your house has $200,000 of equity...
Funding Readiness
You pulled a profit and loss statement out of your accounting software, attached it to a loan application, and the lender came...
Cash Flow Management
Most owners find out about their cash flow problems on the day payroll bounces or a supplier puts the account on hold.
Business Loans
A business loan denial usually arrives as a short email with one vague line about "credit policy," and it leaves you with no...
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Archive
Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.