Business Loans
SBA 504 Loan and How the 50-40-10 Split Really Works
A client of mine who runs a small commercial bakery spent four years paying $6,400 a month in rent on a unit she could have...
A client of mine ran a commercial flooring business with a $300,000 revolving line. In March she had $214,000 drawn and thought she had another $86,000 available.
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Business Loans
A client of mine who runs a small commercial bakery spent four years paying $6,400 a month in rent on a unit she could have...
Alternative Funding
Your bank said no to a bigger line of credit, yet you are sitting on $600,000 of receivables and a warehouse full of stock.
Lines of Credit
You applied for a revolving line, waited a week, and got a polite no with no clear reason attached.
Funding Readiness
You are about to apply for a loan, and somewhere in a lender's system there is a business credit report on your company that...
Cash Flow Management
You sent the invoices, the sales look healthy on paper, and yet the bank balance keeps shrinking toward payroll.
Business Loans
You need $20,000 to buy a used van, a commercial oven or your first batch of inventory, and every bank you call either wants...
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Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.