Games
What Football Manager's Board Teaches About Loan Covenants
The most uncomfortable phone call I made as an underwriter was not a decline.
Every February, one of the small businesses I keep the books for runs out of cash for about nine days. It is a landscaping company, it is profitable over the year, and the owner is always surprised.
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The most uncomfortable phone call I made as an underwriter was not a decline.
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Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.