Funding Readiness
Why Lenders Ignore Gambling Winnings as Income
A client who runs a small landscaping business came to me last year puzzled by a loan rejection.
A small business loan application rarely fails because the numbers are wrong. It fails because documents arrive late, follow-up questions go unanswered for days, and the owner who started the process with urgency gradually lets it lose...
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Funding Readiness
A client who runs a small landscaping business came to me last year puzzled by a loan rejection.
Funding Readiness
Most small business owners walk into a loan application focused on one number: their credit score.
Cash Flow Management
For a huge number of small businesses, the vehicle is not a convenience, it is the business.
Alternative Funding
Some businesses tie their money up in a way that makes funding a very particular problem.
Funding Readiness
I started timing it after a client complained that "the application only took twenty minutes" and then spent the next three...
Alternative Funding
A landlord client of mine owns eleven rental units spread across three small buildings, and she called me in February asking if...
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Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.