Games
Loan Approval Cycles Are Predictable, Your Specific Odds Are Not
Lenders genuinely do have busier and slower seasons tied to budget cycles, fiscal year timing, and known patterns in industries...
Some lenders genuinely offer a rebate or cash back incentive for taking out a line of credit or a business loan during a promotional period, and most of those offers are exactly what they claim to be.
Recent
Games
Lenders genuinely do have busier and slower seasons tied to budget cycles, fiscal year timing, and known patterns in industries...
Games
Founder groups love circulating a secret trick for getting funded faster, a specific phrase to use with a loan officer, a...
Games
A screenshot claiming a specific lender approved every applicant in a certain industry, or that a particular program is handing...
Games
Small business owners trade lending advice constantly, in Facebook groups, subreddits, and industry forums, and the quality of...
Games
Most funding advice assumes a business has room to spend on consultants, premium software, and a buffer large enough to survive...
Games
Most business funding delays have nothing to do with the lender's decision and everything to do with paperwork getting stuck in...
Sections
Archive
Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.