Lines of Credit
Business Line of Credit Requirements and How to Qualify
You applied for a revolving line, waited a week, and got a polite no with no clear reason attached.
Your bank said no to a bigger line of credit, yet you are sitting on $600,000 of receivables and a warehouse full of stock.
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Lines of Credit
You applied for a revolving line, waited a week, and got a polite no with no clear reason attached.
Funding Readiness
You are about to apply for a loan, and somewhere in a lender's system there is a business credit report on your company that...
Cash Flow Management
You sent the invoices, the sales look healthy on paper, and yet the bank balance keeps shrinking toward payroll.
Business Loans
You need $20,000 to buy a used van, a commercial oven or your first batch of inventory, and every bank you call either wants...
Business Credit Cards
You applied for a business card, got declined, and the only offer left on the table asks you to put up your own cash as a...
Alternative Funding
You need $80,000 to fund a product launch, the bank wants two years of tax returns you do not have, and a lender is offering...
Sections
Archive
Three people who have sat on different sides of a funding decision: a former underwriter who spent a decade deciding which loan applications got approved, a small business owner who has borrowed through a term loan, two lines of credit, and one merchant cash advance she still warns people about, and a bookkeeper who sees a client's cash flow problems months before the owner does. Every article carries a byline, and nothing runs that the writer has not actually dealt with.