Business Loans
What a Personal Guarantee Actually Bets on You
I signed my first personal guarantee without reading past the first paragraph, because the loan officer described it as...
Blog, page 16 of 18
Every guide we have published, newest first. Loan terms, funding math, and the occasional argument with advice that ignores what a lender actually checks first.
Business Loans
I signed my first personal guarantee without reading past the first paragraph, because the loan officer described it as...
Funding Readiness
A client once asked me why her interest rate seemed so much higher than the rate her friend got for what sounded like a similar...
Business Loans
An applicant once told me she had submitted to eleven lenders in a single week, on the theory that more attempts meant better...
Funding Readiness
The applications I approved fastest during my underwriting years almost never had the strongest numbers on paper.
Cash Flow Management
Every one of my seasonal clients knows their slow month is coming.
Cash Flow Management
I keep the books for nine small businesses, and by far the most common phone call I get starts with some version of "I did not...