Alternative Funding
Why a Merchant Cash Advance Is a Last Resort, Not a First
I took a merchant cash advance in my second year of business, twelve thousand dollars to cover inventory for a busy season, and...
Blog, page 17 of 18
Every guide we have published, newest first. Loan terms, funding math, and the occasional argument with advice that ignores what a lender actually checks first.
Alternative Funding
I took a merchant cash advance in my second year of business, twelve thousand dollars to cover inventory for a busy season, and...
Alternative Funding
A supplier once explained invoice factoring to me as "getting paid early for a fee," which is technically accurate and almost...
Business Credit Cards
I keep the books for a client who switched business credit cards three times in two years chasing a better rewards program each...
Business Credit Cards
Every lender I approached in my first two years in business asked for my personal guarantee, and I signed every single one...
Lines of Credit
A client asked me last spring why I had steered her toward a line of credit when a term loan she had been quoted carried a...
Lines of Credit
I signed for my first business line of credit assuming it worked roughly like a loan that happened to be flexible, and I was...