Alternative Funding
Financing the Tools a Small Craft Business Actually Needs
A woodworker client came to me wanting a fifteen thousand dollar loan for a full workshop buildout, a planer, a jointer, a dust...
Blog, page 21 of 23
Every guide we have published, newest first. Loan terms, funding math, and the occasional argument with advice that ignores what a lender actually checks first.
Alternative Funding
A woodworker client came to me wanting a fifteen thousand dollar loan for a full workshop buildout, a planer, a jointer, a dust...
Lines of Credit
Two lines of credit landed on my desk for the same client in the same week, one at 11 percent and one at 14 percent, and I...
Alternative Funding
Clients bring me merchant cash advance term sheets more often than I would like, usually after they have already signed, asking...
Business Loans
I signed my first personal guarantee without reading past the first paragraph, because the loan officer described it as...
Funding Readiness
A client once asked me why her interest rate seemed so much higher than the rate her friend got for what sounded like a similar...
Business Loans
An applicant once told me she had submitted to eleven lenders in a single week, on the theory that more attempts meant better...